Account management

Current account for individuals

In the country or abroad, the current account of OTP Bank allows you to perform all the desired operations in complete security, whenever you want.
  • Once opened, the current account is valid for an unlimited period of time
  • 0 opening, closing, and cash withdrawal* fees
  • The fastest and cheapest transfers to Hungary via OTP Express
  • * only in the cases of cash withdrawal from the liquidation of deposits that reached  maturity
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Payment account with basic services

Information on the payment account in LEI with basic services. According to the Law, consumers have the right to choose between any payment account and a payment account with basic service, as defined in Article 48 of Law 258/ 19.12.2017 regarding the comparability of the fees of the payment accounts, the change of the payment accounts, and the access to the payment accounts with basic services.

The access to a payment account with basic services is not conditioned by the acquisition of additional services.
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Junior Start Account

The Junior Start savings account is dedicated to children under 14 years old. This account gives the junior with feeling that he is ‘all grown up’ and clears the path to a simpler and better future.
  • The Junior Start savings account is available in LEI, EUR, USD, and HUF
  • Advantageous interests for your child
  • Reduced fees
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Junior Plus Account

Are you between 14 and 18 years old? Then choose to enjoy your adolescence and gain independence.
  • The Junior Plus account is available in LEI, EUR, USD, and HUF
  • Advantageous interests and zero fees for the account opening and maintenance
  • You can add to the current account for children a Junior Plus debit card
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Junior Max Account

Are you between 18 and 25 years old? Then you feel like you have the world at your feet, don't you? Make the most of your youth with a safe and practical current account.
  • The Junior Max account is available in LEI, EUR, USD, and HUF
  • Advantageous interests so that you can enjoy your life
  • You can add to your Junior Max account the OTPdirekt service, a Junior Max debit card or the SMS Alert service
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Modular packages

OTP Stabil

Do you want to choose the option that best fits your income? The modular structure of OTP STABIL is specially designed in order to provide you the products and services that you need.
  • The opening and administration of the current account is FREE
  • ZERO fees for the debit card issuing and administration, included in the modular structure of products and services
  • Advantageous interests and ZERO analysis fee for the Personal Loan
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OTP Pragmatic

Are you looking for an alternative to fit your income better? The modular structure of OTP PRAGMATIC is specially designed in order to provide you the products and services that you need.
  • The opening and administration of the current account is FREE
  • ZERO fees for the debit card issuing and administration, included in the modular structure
  • OTPdirekt – Internet Banking – with no activation and maintenance fees
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OTP Prestige

Do you want to choose the option that best fits your income? The modular structure of OTP PRESTIGE is specially designed in order to provide you the products and services that you need.
  • We open your account and administer it for FREE
  • You have access to a special design debit card and ZERO issuance and managing costs
  • OTPdirekt – Internet Banking – with no activation and maintenance fees
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Package for retirees

You gain time and freedom of movement via OTP package for retirees. The pension is transferred directly in your account, without any delays. You no longer have to meet the schedule from the post office.
  • We open your account and administer it for FREE
  • You benefit from unlimited and free cash withdrawals at OTP Bank ATMs
  • At any open-end deposit, you receive an interest bonus compared to the standard offer
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