Current account and operations
Online Current Account for SMEs
Open an Online Current Account for SMEs directly on your PC. Bank account with advantageous conditions for your business.
- Quickly and efficiently: fill in some data and upload the documentation online;
- View and edit the entered data at any time;
- Receive the contract documentation in advance;
- Choose online the best service package for your business;
Online Current Account for Individual Businesses
- Quickly and efficiently: fill in a few data and upload the documentation online
- View and edit the entered data at any time
- Receive the contractual documentation in advance
OTP Express
- Reduced costs
- Time saving
- Accessibility – the transfer can be made at the OTP branches or via the OTPdirekt – Internet Banking service
Digital Certificate for Electronic Signature
This service is offered by certSIGN via OTP Bank.
- Filing easier the tax returns with ANAF, including Statement 112
- The electronic signature has the same value as the one on the paper
- Quickly transmit information electronically, to institutions
Consignment Account for Court Enforcement Officer
- No minimum amount for opening
- It can be opened in both LEI and foreign currency (EUR, USD, HUF, and CHF)
- No fees*
- * exception: SWIFT charges and fees of correspondent banks, in case of payments in foreign currency
ESCROW Account
- Safe solution for any contractual transaction
- No minimum amount for setup
- Can be opened in several foreign currencies: LEI, EUR, USD, GBP, CHF, and HUF
OTPdirekt - Internet banking
Current Account and Transactions with Internet Banking
- You make payments in lei or in foreign currency
- Currency exchanges / transfers of amounts between accounts
- You can top up your card whenever you need, even at night or in weekends
- Manage your finances quickly and easily with MyMentor
OTPdirekt SmartBank
- Greater comfort. You perform banking operations, benefiting from extended hours compared to the bank's offices
- Quick authentication with fingerprint or FaceID
- Fees are up to 50% lower for transactions carried out through SmartBank or Internet Banking
OTPdirekt Push Notifications and SMS Alerts
- Always keep track of your finances
- Your transactions are safe
Products and services packages
Start-Up HERO Package
If you are at the beginning and you want a partner who believes in you and your business, you are in the right place. You can opt for the Start Up HERO package from OTP Bank and enjoy a number of special benefits such as ZERO costs in the first 12 months*. If you have a current account opened at OTP Bank for up to 2 months and a Start-Up set up of up to 12 months, then this is the right package for you.
ZERO administration fee for an unlimited number of accounts
- Free subscription for Internet banking service for one user
Free issue and administration in the first year for the debit card
OTP Antreprenoriat Gratuit
We are aware of the importance of your business, a dream that came true with a lot of work and by overcoming many obstacles. That is why it is important to choose the right bank from the beginning. We are at your side and we have created an essential package of FREE banking products and services in order to help you focus on the development of your business.
Monthly Subscription for OTP Antreprenoriat Gratuit package Free of charge
Internet Banking Subscription - FREE OF CHARGE for one user
A Visa Business debit card - FREE OF CHARGE for one user
OTP POS Package
Take care of your customers and offer them payment by card, and you can enjoy reduced fees. The OTP POS package is the best solution for your business.
- Free administration of the current account
- Free OTPdirekt subscription for one user
Calculat & Relaxat Packages
- Various range of services offered free of charge
- Optional products and services at a reduced cost;
Foreign Exchange Offices Package
- STANDARD Package: 5,99 €
- PLUS Package: 9,99 €
- PREMIUM Package: 14,99 €
Owners’ Associations Package
It is now much easier to effectively manage the funds for the Owners' Association. And, more than that, you don't even have to go to the bank. OTP Bank has created for you a multi-benefit banking package.
- 0.10% interest bonus for all standard deposits of a minimum of at least one month set up by Internet Banking and SmartBank
- Internet Banking subscription FREE for one user
- Zero costs for services: administrating an unlimited number of accounts regardless of currency
Independent 5Package
- All the accounts are free, regardless the currency and the number of accounts you wish to open
- FREE issuing and administration for VISA Business debit card
OTPdirekt FREE for one user
1 free of charge transaction per month for interbank payment orders made through Internet Banking&SmartBank
Independent 25 Package
Your activity does not require an office or a fixed program. You need a bank that fits your flexility and dynamism in activity, by accessing your accounts anywhere and at anytime.
All the current accounts are free
0 fee for issuing and administration of VISA Business or VISA Business Silver debit card
Internet Banking service, free for one users
5 free of charge transactions per month for interbank payment orders made through Internet Banking&SmartBank
Packages calculator
Calculate how much you save and apply for a package of products and services from OTP Bank
Advanced solutions for liquidity management, invoice collection, other services
Intrabank Cash Pooling
Intrabank Cash Pooling is a product that consists in the joint administration of the liquidities from the bank accounts opened at OTP Bank in different currencies, for companies from the same group of companies or holding.
Cash Sweeping - Standing Order
Cash Sweeping - Standing Order service is addressed for resident or non-resident legal entities, which operate either on the territory of Romania or have an international presence and who carry out their liquidity management activity centrally and want to optimize thecash flow.
