Calculat & Relaxat Packages

Calculat & Relaxat Packages

We know how much your business means to you and we give you all the support for its growth and development. We have designed special packages, at low costs, so that you can enjoy the results of your work.

Various range of services offered free of charge: current account, OTPdirekt subscription for one user

Optional products and services at a reduced cost

Choose the best option, online

What are the advantages of the Calculat&Relaxat packages?

  • Various range of services offered free of charge: current account, OTPdirekt subscription for one user, issuance and administration for the first year for VISA Business / VISA Business Silver debit card, issuance for MasterCard Corporate debit, intrabank and interbank receipts, interbank payment orders with Internet Banking, installation and management of the POS terminal and specialized technical assistance upon the setup of online stores and the processing of transactions performed online;

  • Optional products and services at a reduced cost;

  • Choose the best option, online, from the platform: : www.otpdirekt.ro/cont-imm-rapid.

Packages:

Calculat 25

  • Current account - FREE OF CHARGE*;

  • A Visa Business / Visa Business Silver debit card in LEI - FREE issue and management**;

  • Internet Banking Subscription - FREE OF CHARGE for one user;

  • Intrabanking and interbanking collections in the current accounts - FREE OF CHARGE;

  • Intrabanking payment orders in lei via Internet Banking - FREE OF CHARGE;

  • 5 FREE transactions per month for interbank payments made in lei with Internet Banking & SmartBank***;

  • FREE SMS alerts*****;

  • A FREE monthly cash withdrawal from the OTP Bank Romania ATMs;

  • FREE Intrabank Direct Debit Service

  • 25% discount on the payment fee for the Interbank Direct Debit service;

  • Creating the Soldigo online store offers you:
    50% discount on the payment of the annual subscription for the Soldigo facility, if you opt for a number of 699 or 999 products and 6 images / product. After the first year, you have the possibility to either pay the subscription for the whole year maintaining the 50% discount or opt for the monthly payment, with a 20% discount.

Calculat 50

  • Current account - FREE OF CHARGE*;

  • A Visa Business / Visa Business Silver debit card in LEI - FREE issue and management**;

  • Internet Banking Subscription - FREE OF CHARGE for one user;

  • Intrabanking and interbanking collections in the current accounts - FREE OF CHARGE;

  • Intrabanking payment orders in lei via Internet Banking - FREE OF CHARGE;

  • 25 FREE transactions per month for interbank payments made in lei with Internet Banking & SmartBank***;

  • One FREE foreign currency payment per month with Internet Banking and SmartBank****

  • FREE SMS alerts*****;

  • 25% discount for payments and remittance for collection of cheques and promissory notes;

  • 5 FREE cash withdrawal per month from the OTP Bank Romania ATMs;

  • FREE Intrabank Direct Debit Service

  • 25% discount on the payment fee for the Interbank Direct Debit service;

  • 50% discount from the RECOM standard checking fee********;

  • Creating the Soldigo online store offers you:
    50% discount on the payment of the annual subscription for the Soldigo facility, if you opt for a number of 699 or 999 products and 6 images / product. After the first year, you have the possibility to either pay the subscription for the whole year maintaining the 50% discount or opt for the monthly payment, with a 20% discount.

Relaxat 150

  • Current account - FREE OF CHARGE*;

  • A Visa Business / Visa Business Silver debit card in LEI - FREE issue and management**;

  • Internet Banking Subscription - FREE OF CHARGE for one user;

  • Intrabanking and interbanking collections in the current accounts - FREE OF CHARGE;

  • Intrabanking payment orders in lei via Internet Banking - FREE OF CHARGE;

  • GRATUITY for an UNLIMITED number of interbank payments in lei with Internet Banking and SmartBank***;

  • 10 FREE OF CHARGE payments made by Internet Banking & Smart Bank in EUR to banks from the European Economic Area;

  • FREE SMS alerts*****;

  • 25% discount for payments and remittance for collection of cheques and promissory notes;

  • 5 FREE cash withdrawals per month from the OTP Bank Romania ATMs;

  • FREE Intrabank Direct Debit Service

  • 50% discount for the fee payable for the Interbank Direct Debit service;

  • FREE RECOM CHECK********;

  • FREE installation and management of the POS terminal;

  • Only 0.70% commission for processing transactions through POS if the monthly POS turnover is less than RON 10,000, or 0.90%/transaction respectively if the monthly POS turnover is < RON 10,000, except for the transactions made with commercial and electronic meal cards, for which the applicable fee is 1.80%/transaction, regardless of the monthly POS turnover;

  • The e-commerce users enjoy a specialized technical assistance upon the setup of online stores and the processing of transactions performed online, to the 3D Secure standards provided by Visa and MasterCard, in order to mitigate the fraud risk. Moreover, the settlement of POS transactions is carried out within one working day;

  • Creating the Soldigo online store offers you:
    50% discount on the payment of the annual subscription for the Soldigo facility, if you opt for a number of 699 or 999 products and 6 images / product. After the first year, you have the possibility to either pay the subscription for the whole year maintaining the 50% discount or opt for the monthly payment, with a 20% discount.

Relaxat 200

  • Current account - FREE OF CHARGE*;

  • A Visa Business / Visa Business Silver debit card in LEI - FREE issue and management**;

  • Internet Banking Subscription - FREE OF CHARGE for one user;

  • Intrabanking and interbanking collections in the current accounts - FREE OF CHARGE;

  • Intrabanking payment orders in lei via Internet Banking - FREE OF CHARGE;

  • UNLIMITED number of interbank payments performed in lei with Internet Banking and SmartBank***;

  • UNLIMITED number of foreign currency payments made by Internet Banking & Smart Bank in EUR to banks from the European Economic Area***;

  • EUR 15 one-off fee******/foreign currency payment through Internet Banking and SmartBank, regarding payments made to banks outside the European Economic Area or in currencies other than EURO, regarding payments made to banks from the European Economic Area;

  • 50% discount for payments and remittance for collection of cheques and promissory notes***;

  • FREE SMS alerts*****;

  • 10 FREE cash withdrawals per month from the OTP Bank Romania ATMs;

  • FREE Intrabank Direct Debit Service

  • 50% discount on the payment fee for the Interbank Direct Debit service;

  • FREE RECOM CHECK********;

  • FREE installation and management of the POS terminal;

  • Only 0.70% commission for processing transactions through POS if the monthly POS turnover is less than RON 10,000, or 0.90%/transaction respectively if the monthly POS turnover is < RON 10,000, except for the transactions made with commercial and electronic meal cards, for which the applicable fee is 1.80%/transaction, regardless of the monthly POS turnover;

  • The e-commerce users enjoy a specialized technical assistance upon the setup of online stores and the processing of transactions performed online, to the 3D Secure standards provided by Visa and MasterCard, in order to mitigate the fraud risk. Moreover, the settlement of POS transactions is carried out within one working day;

  • Creating the Soldigo online store offers you:
    50% discount on the payment of the annual subscription for the Soldigo facility, if you opt for a number of 699 or 999 products and 6 images / product. After the first year, you have the possibility to either pay the subscription for the whole year maintaining the 50% discount or opt for the monthly payment, with a 20% discount.

Relaxat 300

  • Current account - FREE OF CHARGE*;

  • A Visa Business / Visa Business Silver debit card in LEI - FREE issue and management**;

  • Internet Banking Subscription - FREE OF CHARGE for one user;

  • Intrabanking and interbanking collections in the current accounts - FREE OF CHARGE;

  • Intrabanking payment orders in lei via Internet Banking - FREE OF CHARGE;

  • NO FEES for an UNLIMITED number of cash deposit transactions performed at the bank's counter***;

  • NO FEES for an UNLIMITED number of interbank payments performed in lei with Internet Banking and SmartBank***;

  • NO FEES for an UNLIMITED number of payments and remittances for collection of cheques and promissory notes***;

  • FREE SMS alerts*****;

  • Up to 3 Private Banking packages for director/shareholder or any other person, at 30 lei/package;

  • 10 FREE cash withdrawals per month from the OTP Bank Romania ATMs;

  • UNLIMITED number of foreign currency payments made by Internet Banking & Smart Bank in EUR to banks from the European Economic Area;

  • EUR 10 one-off fee******/foreign currency payment through Internet Banking and SmartBank, regarding payments made to banks outside the European Economic Area or in currencies other than EURO, regarding payments made to banks from the European Economic Area;
  • 0.10 p.p./year interest bonus for term deposits set up with Internet Banking&SmartBank*******;

  • FREE Intrabank Direct Debit Service

  • 50% discount on the payment fee for the Interbank Direct Debit service;

  • FREE RECOM CHECK********;

  • FREE OF CHARGE issue for Mastercard Corporate debit card in LEI, for one user;

  • FREE installation and management of the POS terminal;

  • Only 0.70% commission for processing transactions through POS if the monthly POS turnover is less than RON 10,000, or 0.90%/transaction respectively if the monthly POS turnover is < RON 10,000, except for the transactions made with commercial and electronic meal cards, for which the applicable fee is 1.80%/transaction, regardless of the monthly POS turnover;

  • The e-commerce users enjoy a specialized technical assistance upon the setup of online stores and the processing of transactions performed online, to the 3D Secure standards provided by Visa and MasterCard, in order to mitigate the fraud risk. Moreover, the settlement of POS transactions is carried out within one working day;

  • Creating the Soldigo online store offers you:
    50% discount on the payment of the annual subscription for the Soldigo facility, if you opt for a number of 699 or 999 products and 6 images / product. After the first year, you have the possibility to either pay the subscription for the whole year maintaining the 50% discount or opt for the monthly payment, with a 20% discount.

* no matter how many accounts you open, in any currency
** in the first year of validity of the package
*** regardless of the value
****up to 10.000 EUR (equivalent), except for SWIFT fees and correspondent banks' fees
***** in the month when the package is chosen and the following month
****** including SWIFT fees
***** **in the foreign currencies for which the Bank quotes and posts standard interest rates greater than or equal to one month
********granted only once, the first one made chronologically from the day the package is contracted

What is the price of each package?

Calculat 25 – 25 RON/month
Calculat 50 – 50 RON/month
Relaxat 150 –150 RON/month
Relaxat 200 –200 RON/month
Relaxat 300 –300 RON/month  

The subscription is valid for 12 months, with automatic renewals for 12 months periods.

How can you apply for one of the Calculat&Relaxat packages?

Apply Online

Access the dedicated platform www.otpdirekt.ro
and choose the optimal solution for you.

Access platform

Visit us

Visit our OTP Bank branch,
and let's discuss the best alternative for you.

Choose branch

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Frequently asked questions

The packages of products and services within OTP Bank Romania („Calculat 25”, „Calculat 50”, „Relaxat 150”, „Relaxat 200” and „Relaxat 300”) are concluded for a period of 12 months, with the possibility of extension for new periods of 12 months each.

A customer can hold only one type of banking product and service package offered by OTP Bank Romania. However, the „Calculat 25”, „Calculat 50”, „Relaxat 150”, „Relaxat 200” and „Relaxat 300” Packages can be held simultaneously with a package intended for customers - foreign exchange offices, and „Calculat 25” si „Calculat 50” Packages can be held simultaneously with the OTP POS package.

Yes, start-up customers who have a maximum of 12 months from establishment, benefit from the dedicated START-UP HERO package, with significant advantages, if the current account is opened for a maximum of 2 months and you do not hold other packages of banking products and services.

Yes, you will be able to choose another package with benefits adapted to the evolution of your business; 

For example, if you currently have the „Calculat 25„ package, you can change it with any of the following packages: Calculat 50”, „Relaxat 150”, „Relaxat 200” si „Relaxat 300”.

The monthly administration fee is free of charge for all accounts, regardless of the currency of the account.

For interbank payment orders in lei, made via OTPdirekt and granted as free transactions within packages, depending on the benefits of each package, the Bank's fee is not charged.