If you are at the beginning and you want a partner who believes in you and your business, you are in the right place. You can opt for the Start Up HERO package from OTP Bank and enjoy a number of special benefits such as ZERO costs in the first 12 months*. If you have a current account opened at OTP Bank for up to 2 months and a Start-Up set up of up to 12 months, then this is the right package for you.
ZERO administration fee for an unlimited number of accounts
Free subscription for Internet Banking service
Free issue and administration in the first year for the debit card
What are the advantages of the Start-Up HERO package?
ZERO costs and fees for a wide range of services: administration of an unlimited number of accounts, issuing and administering the first year for the debit card, OTPdirekt subscription for one user, intrabank and interbank receipts by transfer, interbank lei payments and interbank with Internet Banking and Smart Bank, cash deposits in lei or foreign currency, Push Notifications service for one user, payments and remittances for collection of cheques and promissory notes, creating an online store - Soldigo**;
* After the first 12 months, at the annual anniversary we make the automatic transfer to the Calculat 50 Package.
** Creating the Soldigo online store offers you:
50% discount on the payment of the annual subscription for the Soldigo facility, if you opt for a number of 699 times or 999 products and 6 images / product. After the first year, you have the possibility to either pay the subscription for the whole year maintaining the 50% discount or opt for the monthly payment, with a 20% discount.
How can you get the Start Up HERO Package
Apply 100% online!
Online bank account for legal entities.
ZERO costs, unlimited benefits.
Visit Us
Visit our OTP Bank branch,
and let's discuss the best alternative for you.
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Frequently asked questions
Can the OTP Bank Romania products and services packages be set up for any period, depending on the option of each client?
The packages of products and services within OTP Bank Romania are concluded for a period of 12 months, with the possibility of extension for new periods of 12 months each. In the event that it is opted for termination of the package prior to the 12 months from the date of set up and for the non-contracting of another package at a higher price, it is necessary to pay the equivalent of the monthly subscriptions remaining to be paid until the end of the 12 months.
Can I hold simultaneously two or more packages of banking products and services, contracted from OTP Bank Romania?
A customer can hold only one type of banking product and service package offered by OTP Bank Romania. However, the „Calculat 25”, „Calculat 50”, „Relaxat 150”, „Relaxat 200” and „Relaxat 300” Packages can be held simultaneously with a package intended for customers - foreign exchange offices, and „Calculat 25” si „Calculat 50” Packages can be held simultaneously with the OTP POS package.
If I hold a start-up, the company being less than 12 months old, can I access product and service packages from OTP Bank offer?
Yes, start-up customers who have a maximum of 12 months from establishment, benefit from the dedicated START-UP HERO package, with significant advantages, if the current account is opened for a maximum of 2 months and you do not hold other packages of banking products and services.
If I initially decided on a package, can I later modify the existing package in order to benefit from additional services?
Yes, you will be able to choose another package with benefits adapted to the evolution of your business.
For example, if you currently have the „Calculat 25„ package, you can change it with any of the following packages: "Calculat 50”, „Relaxat 150”, „Relaxat 200” or „Relaxat 300”.
For Calculat&Relaxat packages, what is the account management fee for the main account?
The monthly administration fee is free of charge for all accounts, regardless of the currency of the account.
Is there a fee for the lei interbank payment orders made with OTPdirekt, granted as free transactions in OTP Bank Packages?
For interbank payment orders in lei, made via OTPdirekt and granted as free transactions within packages, depending on the benefits of each package, the Bank's fee is not charged.
Useful information, regulations, costs
- Interest rates (pdf, 322.51 KB)
- Taxes and Fees
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