When your company needs a helping hand, we offer you a quick loan for financing the working capital. Make sure you have the financial resources at hand to support your business day after day. It is simple and can be contracted including online, from the Internet Banking platform - OTPdirekt.
Quick approval: in just 24 hours
No real estate-backed securities
It can be used for refinancing other loans with the same destination
What are the advantages of the Loan for Financing the Working Capital?
Quick approval: in just 24 hours;
Versatility: it can be used for the smooth running of current activities, but also for refinancing other loans with the same destination;
The granting period of up to 36 months, in the case of loans with repayment in installments, respectively 12 months in the case of revolving loans, with the possibility of extension;
No real estate-backed securities; you only need the mortgage on all current accounts opened with OTP Bank and the surety contract;
The maximum amount that can be contracted is 450.000 lei, but not more than 30% of the annual turnover;
Flexibility due to reimbursement methods: revolving or reimbursement in installments.
How to get the Loan for Financing the Working Capital
Apply Online
Access Internet Banking – OTPdirekt
and choose the best solution for you.
Visit Us
Visit our OTP Bank branch,
and let's discuss the best alternative for you.
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Useful information, regulations, costs
- Interest rates (pdf, 322.51 KB)
- Taxes and Fees
