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For a quality experience, on Thursday 25 April from 17:30-19:00 we will be performing maintenance work for OTPdirekt and Smartbank. During this time the service may operate intermittently. Thank you for your understanding!

Real Estate Purchase Loan

Your business grows every day and you begin to notice that with it also the logistical issues you need to plan carefully. The space is already becoming scanty and you want to get a new one easier. We come to you with a loan for the purchase of real estate that will help you take your long-desired office or take advantage of an opportunity in the real estate market.

The maximum amount you can contract is 300,000 EUR or lei equivalent

The granting period is up to 120 months

What are the advantages of Real Estate Purchase Loan?

  • The maximum amount you can contract is 300,000 EUR or lei equivalent, up to 70% of the real estate value

  • The granting period is up to 120 months

  • Required guarantees: mortgage on some residential properties or business premises, surety contract, movable mortgage on all current accounts opened at OTP Bank, guarantees issued by FNGCIMM (optional).

How to get the Real Estate Purchase Loan?

Visit Us

Visit our OTP Bank branch,
and let's discuss the best alternative for you.

Choose Branch

Contact Us

Request information by calling HelpDesk
at (+4) 021 308 57 10.

Call HelpDesk

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