Overdraft

The attention to details develops any business regardless of the activity field. In order to cover the general financing needs of the company, OTP Bank offers a revolving facility type for the use of which it is not necessary to present justificatory documents. Mention details of your  payment destination on the payment instrument  and enjoy a balanced cash flow.

Simple and easy to obtain

Available in lei or other currencies for a maximum period of 12 months

No justificatory documents

What are the advantages of the Overdraft?

  • Simple and easy to obtain;

  • Available in lei or other currencies for a maximum period of 12 months, with prolongation possibility;

  • No justificatory documents;

  • Revolving facility,  any reimbursed amount may be used again;

  • The maximum value of the facility is equivalent to twice the average monthly turnover of the company;

  • The collections from the current account decrease the outstanding to be reimbursed and implicit the interest paid for the used amounts.

How to obtain the Overdraft?

Call us nationally

Request information from Monday to Friday,
between 08:30-21:00,
at 0800 88 22 88 (free in any network).

Call us internationally

Request information from Monday to Friday,
between 08:30-21:00,
at (+4) 021 308 57 10 (normal price).

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